Terms and conditions for kaemdarofuora.com

These terms govern your use of our website and subscription-based financial planning services. Please read them carefully before engaging with our offerings or submitting information through the site.

September 23, 2025

Acceptance of terms

By accessing or using kaemdarofuora.com, you agree to comply with these terms and all applicable laws. If you do not agree with any part of these terms, please do not use our website or services. Your continued use signifies acceptance of any changes.

Definitions

Key terms in these conditions are defined for clarity:

‘Service’ refers to our subscription-based financial planning support provided to clients in Australia.

‘User’ means any individual or entity accessing our website or services.

‘Content’ encompasses all written material, graphics, and information on kaemdarofuora.com.

‘Subscription’ means the recurring plan for ongoing access to financial planning support.

Service usage guidelines

You agree to use our services responsibly, follow all applicable laws, and refrain from any unauthorised or unlawful activities while engaging with our site or advisors.

Eligibility

Our services are designed for individuals and businesses in Australia. By using kaemdarofuora.com, you confirm you meet local age and legal requirements.

Users must be 18 years or older.

User responsibilities

You are responsible for providing accurate information and safeguarding your account credentials. Notify us of any security issues immediately.

Keep your account information up to date and secure.
Do not share login details or personal data with unauthorised parties.
Inform us promptly if you suspect unauthorised account access.
Use our website and services in accordance with all applicable laws and these terms.

Prohibited uses

The following activities are not permitted:

Using the site for illegal, fraudulent, or malicious purposes.
Attempting to gain unauthorised access to systems or data.
Disrupting website functionality or security.
Uploading harmful or misleading content.
Infringing on intellectual property or privacy rights.

Intellectual property rights

All content on kaemdarofuora.com is owned by us or our licensors and is protected by copyright, trademark, and other intellectual property laws. You may not copy, reproduce, or distribute site materials without written permission.

User content

Any content you submit remains your property, but you grant us a license to use it for service delivery and communications.

Your rights regarding content

You may request removal of your submitted content by contacting us, subject to legal and service requirements.

Privacy and data protection

Your privacy is protected under our Privacy Policy, which details how information is collected, used, and stored. We are committed to data security and regulatory compliance.

Read Privacy Policy

Disclaimer and limitations

Our website and services are provided for informational purposes only. No guarantees are made regarding outcomes or future performance.

Results may vary

Individual circumstances and market factors may affect results. No specific outcomes are promised.

Limitation of liability

We are not liable for any loss or damages arising from your use of our website or services, except as required by law.

Indemnification

You agree to indemnify and hold kaemdarofuora.com harmless from any claims arising from your use of the website or services.

Dispute resolution process

If disputes arise, we encourage resolution through direct communication before pursuing formal action.

Arbitration

Disputes may be referred to arbitration as a means of resolution, in accordance with Australian law.

Arbitration is not mandatory and does not affect your statutory rights.

Online dispute resolution

You may use the Australian Online Dispute Resolution platform for eligible disputes. Details are available upon request.

Contact our team for more information

Severability

If any part of these terms is found invalid, the remaining provisions remain effective.

Entire agreement

These terms constitute the entire agreement between you and kaemdarofuora.com regarding your use of our services.

Governing law and jurisdiction

These terms are governed by the laws of Australia. Disputes are subject to Australian courts.

Termination

We reserve the right to terminate or suspend access to our site or services for violations of these terms or applicable laws.

Modifications

We may update these terms from time to time. Continued use of our site signifies acceptance of any changes.

Contact us for questions

For enquiries about these terms, please contact our support team.

Email address: content@kaemdarofuora.com

Phone number: +61-7-9002-5686

Office address: 113 Exhibition St, Melbourne, VIC 3000 Australia

Effective date: September 23, 2025

Version: 2.1