Disclaimer and important information
Please note
This website is for informational purposes only and does not constitute financial advice.
Results may vary depending on individual circumstances. Always seek advice suited to your situation.
The materials on this website are intended to provide general information about our subscription-based financial planning service. We strive for accuracy but do not guarantee completeness or suitability for your specific needs.
General notice
All information provided on kaemdarofuora.com is offered as general guidance. We make reasonable efforts to ensure the accuracy and timeliness of content, but details may change and should not be relied on as the sole basis for decision-making. Consult a qualified professional before making financial decisions.
Limitations of liability
Our services are provided as-is, without warranty of any kind, express or implied. To the extent permitted by law, we disclaim liability for any loss or damage arising from the use of our website or services.
Accuracy of information
Every effort is made to maintain accurate, up-to-date information on kaemdarofuora.com. However, we do not accept responsibility for errors, omissions, or outdated content. Please verify any details that are critical to your decision-making.
Information is provided 'as is' and may be subject to change or correction without notice.
Professional advice warning
Nothing on this website should be considered a substitute for professional financial or legal advice. Always consult a qualified advisor regarding your personal circumstances.
External links
Links to third-party sites are provided for convenience only. We do not endorse or control external content and are not responsible for their accuracy or practices. Access external sites at your own risk.
Results and performance disclaimer
Results may vary depending on your circumstances. No results are promised or implied, and past performance is not indicative of future outcomes.
Outcome variation notice
Individual factors such as market changes and personal decisions affect results. Consult a professional for personalised guidance.
Financial service limitations
Our service does not include investment products or formal portfolio management. We offer general planning guidance only.
Jurisdiction and compliance
Our services and website comply with Australian laws and regulations.
All consultations and advice are provided according to Australian standards. Users outside Australia should seek advice relevant to their jurisdiction.
This disclaimer is governed by Australian law. Any disputes are subject to Australian courts.
Users should ensure compliance with local laws when accessing our services.
Indemnification
By using this site, you agree to hold kaemdarofuora and its representatives harmless from any claims or losses arising from your use of this website or our services.
Severability
If any provision of this disclaimer is held invalid, the remaining provisions remain in effect.
Modifications
We may update this disclaimer from time to time. Please review regularly for changes that may affect you.
Contact us
If you have questions about this disclaimer, please contact our team for clarification.
Email address: content@kaemdarofuora.com
Phone number: +61-7-9002-5686
Office address: 113 Exhibition St, Melbourne, VIC 3000 Australia
Effective date: September 8, 2025
Last updated: September 8, 2025